In liability insurance, the three numbers N1/N2/N3 represent coverage limits in thousands of dollars. These limits indicate the maximum amount your insurance will pay in different situations. Here’s what each number means:

  1. N1 – Bodily Injury Per Person: The maximum amount the insurer will pay for injuries to a single person in an accident.
  2. N2 – Bodily Injury Per Accident: The total maximum amount the insurer will pay for all injuries in a single accident.
  3. N3 – Property Damage Per Accident: The maximum amount the insurer will pay for damage to someone else’s property (e.g., their car, a fence, or a building).

Example: 50/100/50

  • $50,000 for bodily injury per person
  • $100,000 for total bodily injury per accident
  • $50,000 for property damage per accident